0.03 CTW Natural Diamond Cross Necklace — 14K Yellow Gold · I1 · G-H

0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm

$966.90

Free insured shipping · 7-day returns

Item KJ-58E18F3848 · In Stock · 3 options

Selected: 14K Yellow Gold · 0.03 CTW

The 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm is a pendant necklace in 14K Yellow Gold or 14K White Gold. Choose from 3 options by metal and carat weight, priced $966.90 to $1,014.02. Free insured shipping inside the United States.

Metal: 14K Yellow Gold

Carat weight

Free insured ground shipping; faster upgrades at checkout
Ships in 1–5 business days after we accept your order
Your card is authorized at checkout and charged only when we accept the order
7-day returns on unworn pieces in original condition
One-year warranty against manufacturing defects

0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm: overview

The 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace) is a pendant necklace offered in 14K Yellow Gold or 14K White Gold. In detail, the chain is 1.39 mm wide, overall size is about 7 x 3 mm or 8 x 5 mm, the finish is polished, and construction is solid.

For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), cable chain uses uniform oval links, the most versatile everyday link style. The cross is worn as an expression of faith; a clean outline keeps it readable at a small size. Crosses are traditional gifts for baptisms, first communions, and confirmations.

For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), the cross is the central symbol of the Christian faith, worn as a daily reminder of belief.

For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), the smallest option measures about 7 x 3 mm (0.28 x 0.12 in), smaller than a U.S. dime (17.9 mm across); the largest is about 8 x 5 mm. A polished finish gives a mirror shine. Fine scratches show over time, and a jeweler can polish them out.

At $966.90 to start, the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace) sits near the middle of the 170 diamond pendants in the shop on price. Similar designs include the Accented Cross Necklace or Pendant and the 0.04 CTW Natural Diamond Off-Center Sideways Cross Necklace — 14K White / Yellow Gold.

Specifications

The table lists the published specification for each option of the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace). Millimeter and carat figures are approximate, and handmade and cast pieces vary slightly from one to the next.

Metals: 14K Yellow Gold, 14K White Gold
Finish: Polished
Plating: Rhodium-Plated
Width: 1.39 mm
Construction: Solid
Primary stone: Natural Diamond
Stone shape: Round
Stone size: 0.8 mm
Total carat weight: 0.03 CTW or 0.04 CTW
Diamond color: G-H
Diamond clarity: I1
Setting: 4-prong
Prong style: Standard Prong
Link style: Cable
Length: 18 in
Clasp: Spring Ring
Pendant size: 7 x 3 mm or 8 x 5 mm
Options: 3
Price: $966.90 to $1,014.02

Prices by option

The 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace) comes in 3 combinations across metal and carat weight, and prices run $966.90 to $1,014.02. Price follows material: karat gold and platinum cost more than silver, and each step up in width or carat weight adds metal or stone.

For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), by carat weight: 0.03 CTW from $966.90; 0.04 CTW from $1,014.02.

For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), the price on the page updates as you choose options. At checkout, the price and availability of the exact option are confirmed against live inventory before your card is authorized.

For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), 14K Yellow Gold: 2 options, $966.90–$1,014.02
14K White Gold: $989.62

Which option is right for you

Start with the metal, because it sets both the look and most of the price. Here is what each of the 2 metals offered for the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace) is best at.

For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), carat weight sets the size of the sparkle. The steps offered here: 0.03 CTW, about 0.8 mm, from $966.90: a subtle accent; 0.04 CTW, about 0.8 mm, from $1,014.02: a subtle accent. For how carat interacts with color and clarity, see the diamond 4Cs guide.

For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), the least expensive way into this design is the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow Gold · I1 · G-H at $966.90. At the top of the range, the 0.04 CTW Natural Diamond Cross Necklace — 14K Yellow Gold · I1 · G-H is $1,014.02. Both ship with the same free insured ground delivery, returns policy, and one-year warranty.

For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), 14K Yellow Gold, from $966.90: the everyday balance of warm color, durability, and price.
For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), 14K White Gold, from $989.62: the everyday white gold, durable and bright under rhodium.

About the metals

Every option of the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace) are 14K gold, starting at $966.90. 14K gold is 58.5% pure gold. It is the most popular karat for fine jewelry in the United States because it balances rich color with the hardness daily wear asks for.

In yellow gold, the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace) starts at $966.90. Yellow gold is the classic warm tone. It never needs plating and it flatters warm and olive skin tones in particular.

In white gold, the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace) starts at $989.62. White gold is gold alloyed with white metals and finished with a bright rhodium plating. The plating slowly wears with time; a jeweler can re-plate it in about an hour, typically every one to three years with daily wear.

For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), sensitive skin: of the metals offered for this style, 14K Yellow Gold is the usual choice for people who react to jewelry. Some white gold alloys contain nickel. If you know you react to a specific metal, contact us before you order and we will check the alloy for the option you want.

For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), compare metals in 14K vs 18K gold, yellow vs white vs rose gold and platinum vs gold.

Stones and grading

For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), the stone is natural diamond, cut as round. Stones measure 0.8 mm. Stated total carat weight is 0.03 CTW or 0.04 CTW, counted across every stone in the piece.

For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), natural diamonds are mined, and their characteristics are stated from the manufacturing specification rather than from a separate lab report unless a named report is listed. The diamond 4Cs guide explains how cut, color, clarity, and carat weight trade off at each budget.

For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), the stated grades are color G-H (near-colorless, white in jewelry), and clarity I1 (inclusions visible under 10x and sometimes to the eye; common and cost-effective for accent stones). These are stated grades for the style, not an independent laboratory certificate, unless a named report is listed on this page.

For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), round brilliants are cut for maximum sparkle and are the most versatile shape. The setting is 4-prong. Prongs hold the stone with the least metal, so more light reaches it.

Fit and wear

For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), length guide for this style: 18 in: falls at the collarbone, the most common pendant length. See the chain length guide for how length and width work together.

For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), it closes with a spring ring clasp. A spring ring is compact and discreet on fine chains.

How to wear it

For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), layer two or three lengths about two inches apart so each piece keeps its own space. Compare link styles in gold chain styles.

For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), more in the same style: Diamond Cross Pendants, Natural Diamond Jewelry.

Who will love it

The 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace) suits a baptism, First Communion, Confirmation, or Easter gift. It also suits a meaningful gift for a birthday, anniversary, or Mother's Day, or a daily necklace for work and weekends. Solid precious metal holds its color and can be polished, repaired, and passed down.

Compare the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm

Weighing the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace) at $966.90 against similar pieces? The 4 styles below are the closest matches to it in the shop by design and price, each with its starting price and the difference from the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm.

For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), 0.0075 Ct Natural Diamond Knife-Edge Necklace, from $338.88: $628.02 less to start.
For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), Petite Cross Necklace or Pendant — 14K White / Yellow Gold, from $881.07: $85.83 less to start.
For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), Accented Block Initial Necklace Center — 14K White / Yellow Gold, from $736.19: $230.71 less to start.
For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), 1/4 CTW Natural Diamond Circle Pendant, from $727.60: $239.30 less to start.

Care and cleaning

Care for this 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace) in 14K Yellow Gold or 14K White Gold: karat gold cleans with warm water, a drop of mild dish soap, and a soft brush; white gold's rhodium plating can be refreshed by a jeweler when the warmer base color starts to show; diamonds attract skin oil, which dulls their sparkle, so a quick soak and a soft brush restore them.

Before you order

A short checklist for the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace).

For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), compare the length with a chain you already own, or measure with a piece of string.

Terms used on this page

Jewelry terms that show up on the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace).

For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), cTW: total carat weight, the combined weight of every stone in the piece; one carat is 0.2 grams.
For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), karat (K): the share of pure gold out of 24 parts: 10K is 41.7%, 14K is 58.5%, 18K is 75%.
For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), rhodium plating: a thin layer of a bright white platinum-group metal applied over white gold and silver.
For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), prong: a small metal claw that holds a stone while letting light in.
For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), spring ring: a small round clasp with a spring-loaded opening, common on fine chains.
For the 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm (accented-cross-necklace), cable chain: uniform oval links, the most common chain for pendants.

Shipping, returns, and warranty

Insured ground shipping is free on every U.S. order. Faster options are priced at checkout and get cheaper as the order total rises. In-stock options typically leave within one to five business days after the order is accepted. Shipping policy.

Eligible unworn pieces can be returned within 7 days of delivery. Unless the return is for our error or a verified defect, you pay insured return shipping. Returns policy.

Your card is authorized at checkout and charged only when we accept the order. Manufacturing defects are covered for one year. Limited warranty.

Questions about this piece

How long is the chain?

The chain is 18 in long. It falls at the collarbone, the most common pendant length.

Are the diamonds natural or lab-grown?

They are natural, mined diamonds, stated from the manufacturing specification.

What does CTW mean?

CTW is total carat weight: the combined weight of every diamond in the piece. One carat is 0.2 grams.

Is it solid gold?

Yes. Karat gold options are gold alloy all the way through, not plated or filled.

Will gold tarnish?

Karat gold does not rust, and in normal wear it does not tarnish. Lotion and soap film can dull it; warm water, a drop of mild dish soap, and a soft brush bring the shine back.

Will white gold turn yellow?

The rhodium plating on white gold wears slowly with daily use and can reveal a warmer tone underneath. A jeweler can re-plate it quickly, usually every one to three years.

Can I wear it in the shower or pool?

Take it off to swim, bathe, or use a hot tub: chlorine in pools and hot tubs can weaken karat gold alloys over time and soap and lotion film dulls diamonds. If it gets wet, rinse in clean water and pat dry.

How fast will it arrive?

In-stock options typically leave within one to five business days after payment is captured. Insured ground shipping is free; next-day and Saturday upgrades are offered at checkout.

Can I return it?

Yes. Unworn pieces in original condition can be returned within 7 days of delivery for a refund to the original payment method.

Is it a good gift?

The 0.03 CTW Natural Diamond Cross Necklace — 14K Yellow / White Gold · 0.8 mm makes an easy gift. Every order ships insured, and our 7-day window covers eligible unworn pieces.