Initial Disc Charm/Pendant — Sterling Silver

Initial Necklace or Charm/Pendant

$249.71

Free insured shipping · 7-day returns

Item KJ-486AB39CF1 · In Stock · loading options

The Initial Necklace or Charm/Pendant is a pendant necklace in 5 metals, including Sterling Silver, 18K Rose Gold-Plated Sterling Silver, and 18K Yellow Gold-Plated Sterling Silver. Choose from 50 options by metal and option, priced $249.71 to $1,077.35. Free insured shipping inside the United States.

Free insured ground shipping; faster upgrades at checkout
Ships in 1–5 business days after we accept your order
Your card is authorized at checkout and charged only when we accept the order
7-day returns on unworn pieces in original condition
One-year warranty against manufacturing defects

About the Initial Necklace or Charm/Pendant

The Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant) is a pendant necklace crafted in 5 metals, including Sterling Silver, 18K Rose Gold-Plated Sterling Silver, and 18K Yellow Gold-Plated Sterling Silver. In detail, the chain is 1 mm wide, overall size is about 10 mm, and the finish is polished.

For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), cable chain uses uniform oval links, the most versatile everyday link style. An initial makes the piece personal without engraving, so it can be worn every day or given as a gift.

For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), an initial piece carries a single letter, so it can mark your own name or the name of someone you love.

For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), it measures about 10 mm (0.39 in), smaller than a U.S. dime (17.9 mm across). As a charm pendant it hangs from a chain through its bail, and a jeweler can add a jump ring to attach it to a charm bracelet. A polished finish gives a mirror shine. Fine scratches show over time, and a jeweler can polish them out. The bail opening, where the chain passes through, is about 2.5 mm. Pick a chain whose clasp is smaller than that opening, or one fine enough to thread through before it is closed.

At $249.71 to start, the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant) is priced below 72% of the 840 necklaces and pendants in the shop. Similar designs include the Lowercase Initial Necklace or Charm/Pendant and the Petite Initial Necklace or Pendant.

Specifications

These figures come from the manufacturing specification for the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant). Millimeter and carat figures are approximate, and handmade and cast pieces vary slightly from one to the next.

Metals: Sterling Silver, 18K Rose Gold-Plated Sterling Silver, 18K Yellow Gold-Plated Sterling Silver, 14K Yellow Gold, 14K White Gold
Finish: Polished
Plating: 18K Rose Gold-Plated or 18K Yellow Gold-Plated
Width: 1 mm
Link style: Cable
Length: 16-18 in
Clasp: Spring Ring
Pendant size: 10 mm
Options: 50
Price: $249.71 to $1,077.35

Prices by option

The Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant) comes in 50 combinations across metal and option, and prices run $249.71 to $1,077.35. Metal choice and size drive most of the price difference: more gold or platinum, or more carat weight, means a higher price.

For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), by option: Pendant · Initial H from $249.71; Pendant · Initial T from $249.79; Pendant · Initial E from $252.90; Pendant · Initial B from $273.01; Pendant · Initial N from $273.28; Pendant · Initial K from $273.41; plus 19 more.

For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), the price on the page updates as you choose options. At checkout, the price and availability of the exact option are confirmed against live inventory before your card is authorized.

For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), sterling Silver: 20 options, $249.71–$305.47
For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), 18K Rose Gold-Plated Sterling Silver: $273.37
For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), 18K Yellow Gold-Plated Sterling Silver: 15 options, $273.42–$329.06
For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), 14K Yellow Gold: 13 options, $564.00–$1,077.35
14K White Gold: $571.82

Choosing between the options

Start with the metal, because it sets both the look and most of the price. Here is what each of the 5 metals offered for the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant) is best at.

For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), the least expensive way into this design is the Initial Disc Charm/Pendant — Sterling Silver at $249.71. At the top of the range, the Initial Disc Necklace — 14K Yellow Gold is $1,077.35. Both ship with the same free insured ground delivery, returns policy, and one-year warranty.

For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), sterling Silver, from $249.71: the most affordable precious metal, with a bright white shine.
For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), 18K Rose Gold-Plated Sterling Silver, from $273.37: sterling silver with a plated finish for color and tarnish resistance.
For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), 18K Yellow Gold-Plated Sterling Silver, from $273.42: sterling silver with a plated finish for color and tarnish resistance.
For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), 14K Yellow Gold, from $564.00: the everyday balance of warm color, durability, and price.
For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), 14K White Gold, from $571.82: the everyday white gold, durable and bright under rhodium.

About the metals

14 of the 50 options of the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant) are 14K gold, starting at $564.00. 14K gold is 58.5% pure gold. It is the most popular karat for fine jewelry in the United States because it balances rich color with the hardness daily wear asks for.

In yellow gold, the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant) starts at $564.00. Yellow gold is the classic warm tone. It never needs plating and it flatters warm and olive skin tones in particular.

In white gold, the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant) starts at $571.82. White gold is gold alloyed with white metals and finished with a bright rhodium plating. The plating slowly wears with time; a jeweler can re-plate it in about an hour, typically every one to three years with daily wear.

For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), in 18K Rose Gold-Plated Sterling Silver and 18K Yellow Gold-Plated Sterling Silver, it starts at $273.37 across 16 options. Gold over sterling silver puts a layer of karat gold on a solid sterling base. Vermeil is the term for a heavy gold layer over sterling. The gold layer is durable with care, but it can wear on high-contact spots over years.

For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), in Sterling Silver, 18K Rose Gold-Plated Sterling Silver, and 18K Yellow Gold-Plated Sterling Silver, it starts at $249.71 across 36 options. Sterling silver is 92.5% pure silver. It has a bright, cool shine and will tarnish with air and skin contact over time; a polishing cloth brings it back.

For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), sensitive skin: of the metals offered for this style, 14K Yellow Gold is the usual choice for people who react to jewelry. Some white gold alloys contain nickel, sterling silver contains a small amount of copper, and plated and gold-over-silver options have a base metal under the finish. If you know you react to a specific metal, contact us before you order and we will check the alloy for the option you want.

For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), compare metals in 14K vs 18K gold, yellow vs white vs rose gold and platinum vs gold.

Fit and wear

For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), length guide for this style: 16-18 in: sits at the base of the neck. See the chain length guide for how length and width work together.

For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), it closes with a spring ring clasp. A spring ring is compact and discreet on fine chains.

Wearing and pairing

For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), layer two or three lengths about two inches apart so each piece keeps its own space. Compare link styles in gold chain styles.

Who it is for

The Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant) suits a personal gift in the recipient's initial. It also suits a personal gift that is easy to size, since necklaces fit almost everyone, or a signature piece you wear every day. Solid precious metal holds its color and can be polished, repaired, and passed down.

Similar pieces at a glance

Weighing the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant) at $249.71 against similar pieces? The 4 styles below are the closest matches to it in the shop by design and price, each with its starting price and the difference from the Initial Necklace or Charm/Pendant.

For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), Engravable Beaded Disc Necklace or Charm/Pendant, from $265.44: $15.73 more to start.
For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), Bubble Initial Necklace or Pendant, from $258.39: $8.68 more to start.
For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), Engravable Bar Necklace or Charm/Pendant, from $226.54: $23.17 less to start.
For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), Script Initial Necklace or Pendant, from $222.66: $27.05 less to start.

Care and cleaning

Care for this Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant) in Sterling Silver, 18K Rose Gold-Plated Sterling Silver, 18K Yellow Gold-Plated Sterling Silver, 14K Yellow Gold, or 14K White Gold: sterling silver tarnishes with air and skin contact, so store it in a closed pouch and polish it with a silver cloth; plated and gold-over-silver finishes last longest when you keep them away from chlorine, perfume, and abrasive cleaners; karat gold cleans with warm water, a drop of mild dish soap, and a soft brush; white gold's rhodium plating can be refreshed by a jeweler when the warmer base color starts to show.

Before you order

A short checklist for the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant).

For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), compare the length with a chain you already own, or measure with a piece of string.
For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), plated, vermeil, and gold-filled finishes wear gradually; they are not solid gold.

Terms used on this page

Jewelry terms that show up on the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant).

For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), karat (K): the share of pure gold out of 24 parts: 10K is 41.7%, 14K is 58.5%, 18K is 75%.
For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), sterling silver: 92.5% pure silver alloyed for strength, often stamped 925.
For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), rhodium plating: a thin layer of a bright white platinum-group metal applied over white gold and silver.
For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), spring ring: a small round clasp with a spring-loaded opening, common on fine chains.
For the Initial Necklace or Charm/Pendant (initial-necklace-or-charm-pendant), cable chain: uniform oval links, the most common chain for pendants.

Shipping, returns, and warranty

Insured ground shipping is free on every U.S. order. Faster options are priced at checkout and get cheaper as the order total rises. In-stock options typically leave within one to five business days after the order is accepted. Shipping policy.

Eligible unworn pieces can be returned within 7 days of delivery. Unless the return is for our error or a verified defect, you pay insured return shipping. Returns policy.

Your card is authorized at checkout and charged only when we accept the order. Manufacturing defects are covered for one year. Limited warranty.

Questions about this piece

How long is the chain?

The chain is 16-18 in long. It sits at the base of the neck.

Is sterling silver real silver?

Yes. Sterling silver is 92.5% pure silver, alloyed with a small amount of other metal for strength.

Will sterling silver tarnish?

Yes, slowly, with air and skin contact. Store it in a closed pouch and polish it with a silver cloth. Rhodium-plated silver resists tarnish until the plating wears.

Is the gold color permanent?

Plated, vermeil, and gold-filled finishes are layers over another metal. Gold-filled layers are thick and last for years; plating is thinner and wears gradually with friction, lotion, and chlorine.

Will white gold turn yellow?

The rhodium plating on white gold wears slowly with daily use and can reveal a warmer tone underneath. A jeweler can re-plate it quickly, usually every one to three years.

Can I wear it in the shower or pool?

Take it off to swim, bathe, or use a hot tub: water, soap, and chlorine wear plating faster, chlorine and salt water speed tarnish on sterling silver, and chlorine in pools and hot tubs can weaken karat gold alloys over time. If it gets wet, rinse in clean water and pat dry.

How fast will it arrive?

In-stock options typically leave within one to five business days after payment is captured. Insured ground shipping is free; next-day and Saturday upgrades are offered at checkout.

Can I return it?

Yes. Unworn pieces in original condition can be returned within 7 days of delivery for a refund to the original payment method.

Is it a good gift?

The Initial Necklace or Charm/Pendant makes an easy gift. Every order ships insured, and our 7-day window covers eligible unworn pieces.